A Unique Understanding of Your Financial Needs
At Tax-N-Vestors, we believe in our ability to offer sound investment recommendations and advice depending on our ability to know and understand your needs. Your financial advisor plays a key role in developing that understanding. However, as a firm, Tax-N-Vestors also uses technology to manage, maintain and report timely and accurate information about your investments.

Confidentiality is the key to any strong financial relationship. We are very serious about our responsibility to protect your privacy by keeping information secure and confidential. We're providing this notice in accordance with the law requiring that we inform all clients of our processes for collecting, using, disclosing and protecting information.

Up Front for your Protection

It is important that you know one thing up front: Tax-N-Vestors does not sell any information about our customers to anyone.

In addition, we take steps to protect the personal information we collect and maintain. Among our branch and home office associates, access to personal information is granted to individuals only to provide investments and services to clients, or to serve another legitimate business need. We have security measures in place to help protect your personal information from unauthorized access, destruction, loss, or alteration.

The following are the processes we use to collect information, as well as the steps taken to limit the ways in which that information is shared or communicated.

Information Collection
To better understand your financial needs and make you aware of new investments and services that could help you reach your goals, we collect personal information from a variety of sources. This information falls into four categories:

1.       Information we receive from you via applications, surveys or other forms. This information may include, but is not limited to, your name, address, and telephone number.

2.       Information about your transactions and account experience with Tax-N-Vestors or our affiliates. This information may include your account balance, account activity and usage of various services.

3.       Information we collect from other nonaffiliated third parties, such as marketing research firms. This information frequently includes demographic information, as well as preferences and opinions regarding various financial topics.

4.       Information we receive from a consumer reporting agency, which may include account information and/or information about your creditworthiness.

Guidelines for Information Disclosure
We do not disclose any personal information about our customers or former customers to anyone, except as required or permitted by law. For example, we are occasionally required to provide information to consumer reporting agencies, to regulatory agencies or to third parties in response to court orders.

In addition, it is often necessary to share customer information with other companies, including our affiliates, that assist us with a variety of business activities, including:

• Account administration

• Customer service

• Transaction processing

• Processing and delivery of account statements

• Research and analysis

• Delivery of investments and services

For example, we may disclose certain information to insurance companies or transfer agents in order to complete the transaction you initiated.

To make you aware of the full range of investments and services available through Tax-N-Vestors, we may disclose information (as described in the "Information Collection" section) to companies that perform services on our behalf, or to other financial institutions with which we have joint marketing agreements. For example, firms who work with us to market Tax-N-Vestors-branded investments and services, such as mortgages, have access to certain information. However, those companies are prohibited from using that information to market any other products and services to you. Information provided to them is protected by strict confidentiality agreements.

An Ongoing Commitment
Clients may review a current copy of our privacy notice on a regular basis by accessing our website at Tax-N-Vestors.com. You also may visit our Website to view our online privacy statement related specifically to online interactivity.

We hope this information is useful to you. Confidentiality is the key to a strong relationship between you and your financial advisor, and we are committed to protecting your privacy.

If you need clarification regarding this policy, please contact Tax-N-Vestors, or call our customer service team at 877.683.7879.